Leave a legacy of Love

Pre-planning

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Five main advantages of pre-planning

When the unthinkable happens, the financial responsibility of your last rites now falls on your family. The average funeral is priced upward of RM20,000, excluding burial plot or columbarium costs. Without any pre-planning or funds set aside, imagine the financial stress such an event places on your family. By pre-planning, you can prevent this by assuming the responsibility yourself.

By pre-planning early, you will be able to look around and compare services and prices before committing to any decision, instead of waiting until a crisis occurs when your family fall under pressure into making unnecessary choices during a stressful and emotional time. You will also be able to involve your family members in all your decisions.

Through pre-planning, you will get to decide and have the final say on every detail of your final send-off without burdening your family with questions and doubts as to what your last wishes are. This way, both you and your family are assured that everything arranged precisely, as you have decided, without leaving any reason for the dispute.

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One of the costliest and most often ignored events of a person’s time on earth is end-of-life affairs. It is only sensible to prioritise pre-planning to complete your financial planning in life. By pre-planning, you will enjoy greater peace of mind knowing all your affairs are in place and the knowledge that your family will one day receive the greatest gift of love in your absence.

Who should pre-planning?

Pre-planning is the way of a preparation strategy of everything connected to your future final send-off ceremony and pre-paying for it in advance. Depending on your wishes or your family’s, the arrangements can vary in cost and details.

Various factors may come into play for each considering pre-planning, such as personal experiences/preferences, financial capability, mental awareness, and concern for their loved ones’ welfare. The one thing these individuals have in common is readiness. Regardless of age, gender and status, everyone should consider the idea to pre-plan.

When you are no longer around, pre-planning will empower your family to set the required actions into motion without having to worry over difficult financial decisions and unfamiliar details. Different individuals may have different needs and choices; the most important thing here is that your family can confidently proceed with confidence that they are acting per your wishes. Doing this will give them the freedom to cope with loss and healing. It is the final and best gift you can ever provide for your loved ones.

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For your family

Upon a person’s passing, over a hundred decisions need to make in the first 24 hours. All of these decisions would be further complicated and delayed if your family does not know what to do or who they should turn to for advice on such matters. If there is a pre-plan in place, your family will know who to contact for assistance.

When death occurs, most families tend to be unfamiliar with what needs to do. During such vulnerable times, they may feel pressured to make an unnecessary costly decision based on emotions. If pre-planning is well prepared, this will circumvent such occurrences as every critical decision on one’s final wishes has already been decided and paid.

With pre-planning, your loved ones can be thoughtfully allowed to grieve and mourn without having to concern themselves with finances and the logistical details of arranging a funeral. This way, they can be allowed to focus on remembering and healing.

Your family won’t be forced into a corner with very little room and time to manage during a very stressful and emotional time with pre-planning. This way, they won’t be compelled to produce a large amount of money to finance a funeral.

The cost of dying, like the cost of living, rises every year. By pre-planning today through a pre-need funeral contract, you are essentially locking in today’s prices against future inflation. Your family would be free from being forced to pay inflated as-need prices when a death occurs in the future.

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